Insurance & Risk Partners
Protecting, Assessing, and Restoring Assets with Confidence
When your clients face flood damage, erosion, impact, or structural failure, you need fast, accurate engineering insight you can trust.
At TILT Engineering & Design, we work with insurers, loss adjusters, and brokers to assess, protect, and reinstate high-value assets — helping you make informed decisions, reduce claim costs, and improve resilience for the future
Our Role in the Insurance Process
TILT bridges the gap between engineering and insurance.
We provide independent technical assessments, remedial design solutions, and pre-loss risk appraisals — ensuring every claim or renewal is supported by factual, expert evidence.
We help when:
- A wall, pontoon, or quay has failed, and you need to confirm the cause and extent of damage. 
- You require an independent condition report before approving or renewing cover. 
- You want to prevent repeat losses through targeted mitigation design. 
- Your client is planning works that may affect their insured risk, such as a change of use, slipway, flood barrier, or river structure. 
Our Core Services for Insurers & Brokers
Damage Assessment & Cause Analysis
Fast, factual reporting to support claims and liability decisions.
We inspect and document the structural and geotechnical condition of the asset, identify the cause of failure, and recommend suitable remediation or replacement.
Includes:
- On-site inspection and photographic evidence 
- Structural and stability review 
- Root-cause assessment (e.g. scour, corrosion, overloading) 
- Repair vs. rebuild recommendation 
- Technical Report 
Remedial Design & Specification
When reinstatement is required, we provide full design and technical drawings for safe, cost-effective repair.
Our designs prioritise longevity, compliance, and buildability — reducing future claims and downtime.
Includes:
- Structural and geotechnical design 
- Tender documentation for contractors 
- Construction support and verification 
Pre-Loss Condition Surveys
Assess an asset’s integrity before loss occurs.
Ideal for insurers setting or reviewing cover limits, or property owners seeking to demonstrate proactive maintenance.
Reduces the likelihood of future claims and supports premium accuracy.
Includes:
- Visual and intrusive inspections 
- Asset life expectancy analysis 
- Risk classification and recommendations 
Flood Risk Mitigation & Resilience Design
We help insurers and their clients evaluate and improve protection against flooding and erosion.
From small domestic flood defences to major quay walls, we provide independent design advice that helps reduce exposure and supports claims defensibility.
Includes:
- Flood appraisal and resilience review 
- Defence design and consent support 
- Integration with property-level protection measures 
Aligned with EA and insurance resilience standards.
Why Insurers Work With TILT
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      Unbiased assessments and design, backed by chartered engineers. 
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      Site visits within days, concise technical reports delivered quickly. 
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      Accurate cause identification prevents unnecessary reinstatement. 
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      Our designs help prevent repeat losses. 
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      Professional, data-driven advice that supports your clients’ trust. 
WHO WE WORK WITH
Major UK insurers (commercial and domestic property)
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Loss adjusters and risk consultants
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Brokers offering value-added engineering insight
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Self-insured property and asset owners
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Local authorities and estate managers with insured marine or flood assets
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Major UK insurers (commercial and domestic property) • Loss adjusters and risk consultants • Brokers offering value-added engineering insight • Self-insured property and asset owners • Local authorities and estate managers with insured marine or flood assets •
Preferred Supplier & Referral Partner Programme
Join our growing network of insurance partners.
We provide dedicated engineer support, fast response times, and co-branded educational resources to help your clients make informed decisions.
We act as your trusted technical arm — delivering clarity and confidence when it matters most.
FAQs
What does an insurance engineer do?
Insurance engineers provide independent structural assessments and design solutions following damage or failure to insured assets such as walls, pontoons, or flood defences.
Can TILT support loss adjusters after a claim?
Yes — we provide rapid on-site assessment and concise technical reporting to support liability decisions and reinstatement planning.
Do you cover domestic flood defences??
Absolutely. We work with both insurers and private property owners to assess, repair and design flood resilience measures.
 
                        